Insurance for diabetics is not an underwritten insurance product. It provides full cover from Day 1 for all claims that are not directly or indirectly related to Type 1/ Type 2 diabetes or any other pre-existing medical condition you have at the time of application.

Any completely new and unrelated medical conditions that develop after taking out the policy are automatically covered.

To be able to offer you insurance the product relies on a policy exclusion for a 5 year period for any pre-existing medical condition(s). This is how we can offer you cover for your Type 1/ Type 2 Diabetes.